Preferred Gold Limited 80/20

A primary health care plan for groups of 2 – 50 employees

Preferred Gold Limited 80/20 with deductible	Plans #31, 32, & 33
Preferred Gold Limited 80/20 with copay	Plan #27

Rising health care costs. Greater need for wellness and prevention. Maintaining employee satisfaction. Now is the time for practical solutions. Blue Cross and Blue Shield of Minnesota is the state’s only health plan that combines 76 years of experience with a focus on the healthy future of businesses like yours.

Health plan solutions Save by using network providers By using the large Blue Cross network of health care providers, members avoid paying higher out-of-pocket expenses. That’s because network providers agree to accept the “allowed amount” stated in their contracts as full payment for covered services. Members are covered throughout the United States with the BlueCard® program, and even beyond with BlueCard Worldwide®. Unmatched support for your health • Health Guides and Nurse Guides with one call to customer service • Dedicated Nurse Support for an extended illness or accident • Healthy Start® Prenatal Support for when you’re expecting • 24-Hour Nurse Advice Line for health concerns anytime • Fitness Program that encourages members to exercise regularly • Online Wellness Center • Health Assessment, Online Coaching Modules • Stop-Smoking Support • Employee Assistance Program

How this plan option works Members can see any participating health care provider they choose for most covered services. The best benefi ts apply when members see providers in our statewide Blue Cross (Aware®) network. This network includes doctors, specialists, primary care clinics and hospitals. Network providers handle all of the claims paperwork.