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Buying your own health care coverage has never been easier — or more affordable. Personal Blue offers you an expanded range of health plan choices — all at new, lower monthly rates.
Whether you’re looking for the predictability of a copay plan or just the safety net of catastrophic coverage, you’ll find a plan that’s right for your personal situation, with comprehensive physical and mental health coverage and broad access to exceptional care providers throughout Minnesota and the United States.
And you’ll gain access to a full suite of support services from Blue Cross and Blue Shield of Minnesota designed to help you and your family be your healthiest while saving money on your health care expenses.
Need coverage just for the kids? All three Personal Blue plans can be purchased for your child or children ages 90 days through 18 years without applying for either or both parents.
Personal Blue offers three plans with a variety of cost-sharing options to help you get the most for your money without sacrificing the care you need.
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Personal Blue 80 with copay
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Our only plan with office visit copays, plus $200 for preventive care
You get valuable coverage that lets you know up front what you’ll pay for office visits, retail health clinic visits and prescriptions.
- Choose from two deductibles that are the lowest of the Personal Blue plans
- Office visit copay: $50
- Retail health clinic copay: $10
- Generic drug copay: $5
- Preventive care benefits: $200 for each covered family member, every year, available from day one
- All other eligible medical expenses: you pay 20 percent (Blue Cross pays 80 percent) after you meet your deductible, until you reach your out-of-pocket maximum. Then, Blue Cross pays 100 percent.
- Blue Cross travel benefits: you have in-network coverage options and peace of mind wherever you
travel in the United States, thanks to BlueCard® — and internationally through BlueCard Worldwide®
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Personal Blue 80
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Our most popular type of coverage, pays $200 for preventive care
Personal Blue 80 helps you balance coverage and cost with a familiar 80/20 cost-sharing arrangement, while still providing up-front coverage for preventive care.
- Choose from four deductibles
- Generic drug copay: $5
- Retail health clinic visits: you pay only 20 percent, even if you have not met your deductible
- Preventive care benefits: $200 for each covered family member, every year, available from day one
- All other eligible medical expenses: you pay 20 percent (Blue Cross pays 80 percent) after you meet your deductible, until you reach your out-of-pocket maximum. Then, Blue Cross pays 100 percent.
- Blue Cross travel benefits: you have in-network coverage options and peace of mind wherever you
travel in the United States, thanks to BlueCard — and internationally through BlueCard Worldwide
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Personal Blue 100
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Our lowest monthly-rate plan, protects you from catastrophic costs
Personal Blue 100 features some of the same valuable benefits offered by our other plans, at a lower
monthly rate.
- Choose from four higher deductibles for the lowest monthly rates we offer
- Blue Cross pays 100 percent of eligible expenses after you reach your deductible, including office visits, hospital services, emergency room care and prescription drugs
- Blue Cross travel benefits: you have in-network coverage options and peace of mind wherever you
travel in the United States, thanks to BlueCard — and internationally through BlueCard Worldwide
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